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Thinking about buying a car on finance? You can find answers to the most frequently asked questions here.
When applying for finance you will be required to supply certain personal information, as well as to confirm your identity.
You will need to provide a full UK driving licence. We may also ask you for further proof of your address dated within three months of the submission of your application. An acceptable proof of address includes a bank or credit card statement, utility or council tax bills, or mortgage statements.
Account Management Fees | Empty |
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Copy statement of account | £12.00 |
Change of payment due date* | £25.00 |
Change of vehicle registration plate | £30.00 |
Collection of vehicle upon voluntary termination of agreement | £70.00 |
Transfer of agreement fee** | £150.00 |
Arrears Management Fees | Empty |
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Monthly arrears fee*** | £35.00 |
Internal collection agent visit | £50.00 |
External collection agent visit | £250.00 |
* One change of payment due date is allowable free of charge any time during the agreement.
** Only applicable for agreements not regulated by the Consumer Credit Act, i.e. transfers from one limited company to another limited company.
*** When your payment is made late and for every subsequent month that your agreement remains in arrears, limited to 3 in any single defaulting period. The charges detailed within this document are correct as at 30th July 2014. Genesis Finance reserves the right to amend these fees at any time.
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