HOW TO ARRANGE A POWER OF ATTORNEY

Power of Attorney can be arranged to allow someone you trust to manage your finances on your behalf. You may want to do this due to a change in your health or a change in your circumstances, such as moving abroad. You may not need someone to help you now, but you can set up a Power of Attorney for the future, just in case.

4 TYPES OF POWER OF ATTORNEY

1: THIRD PARTY ACCESS

Third party access gives you the ability to nominate a third party to act on your behalf. They will be able to discuss details of your agreement with us in full but will not be bale to make any changes to the agreement.

THIRD PARTY ACCESS
You need a little help with looking after your finance agreement day-to-day, for a shorter period, but don’t want somebody to make decisions for you.	Yes
You are physically ill, injured or disabled.	Yes
You are preparing for when you’ll be unable to make decisions or want someone to start looking after all your finances.	No
You no longer have the mental capacity to make decisions, and someone needs to do this for you.	No

2: ORDINARY POWER OF ATTORNEY

Ordinary Power of Attorney is typically used to cover a temporary period, such as a hospital stay. Ordinary Power of Attorney can only be used while you can make your own decisions.

ORDINARY POWER OF ATTORNEY
You need a little help with looking after your finance agreement day-to-day, for a shorter period, but don’t want somebody to make decisions for you.	No
You are physically ill, injured or disabled.	Yes
You are preparing for when you’ll be unable to make decisions or want someone to start looking after all your finances.	No
You no longer have the mental capacity to make decisions, and someone needs to do this for you.	No

3: LASTING POWER OF ATTORNEY

Lasting Power of Attorney is typically used to give someone the legal authority over your finances if you lose your mental capacity or no longer want to make a decision yourself. You can also plan for it to come into force at a future time.

LASTING POWER OF ATTORNEY
You need a little help with looking after your finance agreement day-to-day, for a shorter period, but don’t want somebody to make decisions for you.	Yes
You are physically ill, injured or disabled.	Yes
You are preparing for when you’ll be unable to make decisions or want someone to start looking after all your finances.	Yes
You no longer have the mental capacity to make decisions, and someone needs to do this for you.	No

4: COURT OF PROTECTION

Court of Protection is used when you lose your mental capacity and have no Power of Attorney in place. The Court of Protection can appoint someone to make decisions on your behalf. The UK government has provided some useful guidance on this process, which you can view here.

COURT OF PROTECTION
You need a little help with looking after your finance agreement day-to-day, for a shorter period, but don’t want somebody to make decisions for you.	No
You are physically ill, injured or disabled.	No
You are preparing for when you’ll be unable to make decisions or want someone to start looking after all your finances.	No
You no longer have the mental capacity to make decisions, and someone needs to do this for you.	Yes

HOW EACH CAN BE USED:

HOW EACH CAN BE USED:
	THIRD PARTY ACCESS	ORDINARY POWER OF ATTORNEY	LASTING POWER OF ATTORNEY	COURT OF PROTECTION
You need a little help with looking after your finance agreement day-to-day, for a shorter period, but don’t want somebody to make decisions for you.	Yes	No	Yes	No
You are physically ill, injured or disabled.	Yes	Yes	Yes	No
You are preparing for when you’ll be unable to make decisions or want someone to start looking after all your finances.	No	No	Yes	No
You no longer have the mental capacity to make decisions, and someone needs to do this for you.	No	No	No	Yes

THIRD PARTY ACCESS

Please complete the form below if you wish to authorise a third party to act on your behalf.

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Change an existing registration

If you need us to, we can revoke, amend or update attorney details that have already been registered, please contact us: